Best Experience

Your finances matter to you, and that matters to us

Keep more of what you earn and earn more on what you save.1

Debt Paydown Loan

A debt consolidation loan up to $250,000 to pay off credit card debt or personal loan balances, with the option to get extra cash.

Cash Loan

A personal loan up to $100,000 to cover expenses like a major purchase, home improvements, life events, etc

Debt Paydown Loan

A debt consolidation loan up to $250,000 to pay off credit card debt or personal loan balances, with the option to get extra cash.

4.7

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ABOUT US

About Us

Second Choice Credit Union is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. Through best-in-class customer service, transparency, responsible lending and financial inclusion, the Company supports consumers, who are turned away by mainstream options, to build better financial health.

Instant access to funds

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Get instant access to approved draws with a complimentary Bluevine Business Checking account.

Access to ongoing capital

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Draw funds when you need to cover big expenses, improve cash flow, and take advantage of growth opportunities.

Credit lines up to $250K

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Apply for credit lines up to $250,000 and only pay for what you use, with rates as low as 7.8% for top qualifying customers and no maintenance fees.

A line of credit that’s there when you need it.

Get the funds you need quickly and easily at a competitive rate.

WE MAKE DIFFERENCE

Business checking that works with your line of credit.

Enjoy even more exclusive benefits by pairing
your Second Choice Credit Union Line of Credit with a Second Choice Credit Union
Business Checking account, available when you
set up your account.

OUR SKILLS

How a Personal Loan with LendingClub Works

Apply In Minutes

Get customized loan options based on what you tell us.

Choose a Loan Offer

Select the rate, term, and payment options you like best.

Get Funded

 Once your loan is approved, we’ll send the money straight to your bank account or pay your creditors directly.

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